We partner with HFS Financial, a leader in home improvement financing.
Thousand of 5-star reviews
HFS specializes in helping homeowners bring their visions to life with easy, reliable, and flexible loan options. Together, we’re making it simpler than ever for you to achieve the home of your dreams.
No Impact on Credit to Apply
Fixed rates as low as 2.99%
Terms up to 20 years
Loans up to $500,00
No Equity / No Appraisal
How It Works
Apply Online
Visit www.hfsfin.com or ask your contractor for their special HFS loan application link.
Quick and Simple Application
Filling out the application takes just 1 minute. HFS performs a soft credit check, so it won’t affect your credit score to check your loan options.
Get Loan Terms Quickly
Once you’re conditionally approved, you’ll receive your loan terms immediately or within 24 hours from your dedicated HFS Loan Consultant.
Borrow More if Needed
You can borrow up to 20% more than your project estimate to cover any unexpected costs.
Example
If your project estimate is $50,000, you can borrow up to $60,000 (20% extra).
Receive Funds Directly
After full approval, the loan amount is deposited directly into your bank account. The funds don’t go to the contractor, so you can handle payments easily and on your schedule.
Simple, fast, and convenient!
How to get a loan...
1
Apply for a Loan
Check your loan options with no impact on your credit score. Get answers the same day.
2
Review Loan Offers
Receive instant loan options or chat with a loan consultant for personalized guidance.
3
Verify Your Details
Upload a few basic documents securely to complete the loan verification process.
4
Receive Your Funds
Once approved, the money will be in your account within 48 hours.
Flexible Financing Options for Your Kitchen Transformation
Dreaming of a kitchen remodel but feeling uncertain about the costs? Financing your project is an excellent choice for homeowners who want to achieve their dream kitchen without dipping into their savings.
Why Choose Financing for Your Kitchen Remodel?
Financing offers a smart and convenient way to make your dream kitchen a reality without financial stress. Here’s how it can work for you:
Enjoy Your New Kitchen Sooner
Why wait to start your remodel? With our financing options, you can begin your project right away and enjoy your beautifully updated kitchen in just a few weeks instead of waiting years to save for the full cost.
Budget-Friendly Payment Plans
Spread the cost of your kitchen transformation into manageable monthly payments. Our flexible financing plans allow you to stay within your budget while still achieving the design and quality you deserve.
Preserve Your Savings
Keep your savings intact for unexpected expenses or other priorities. Our tailored financing solutions give you the freedom to invest in your kitchen while maintaining financial security.
Increase Your Home’s Value
A kitchen remodel is more than just an upgrade; it’s a strategic investment in your property. Financing allows you to enhance the value of your home without the upfront financial strain.
Financing Made Simple with Modern Kitchen & Home Solutions
We’re dedicated to making the financing process as easy and stress-free as possible:
Hassle-Free Applications
Our quick and straightforward application process ensures you can explore your options with ease. Need more details? Our team is available to guide you during a personalized consultation.
Customized Payment Plans
We work with you to create a payment plan that suits your budget and lifestyle, so you can enjoy your kitchen transformation worry-free.
Low Interest Rates
Take advantage of competitive interest rates designed to make your remodeling journey both affordable and rewarding.
Your Dream Kitchen Is Within Reach
There’s no need to delay your kitchen makeover. Whether you’re planning a full remodel or a quicker refresh with cabinet refacing, redooring, cabinet painting, or wood restoration, we’ve got you covered. Our team of professionals is ready to bring your vision to life and craft a space you’ll love for years to come.
Ready to Get Started?
Contact Modern Kitchen & Home Solutions today to schedule your free consultation. Let us show you how our financing options can turn your dream kitchen into a reality!